by Julie Dugas | Feb 21, 2025 | Blog, Homeownership
Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...
by Julie Dugas | Jan 21, 2025 | Blog, Homeownership
As a homeowner or prospective homebuyer, your mortgage is likely one of the largest financial commitments you’ll ever make. That’s why it’s important to work with a mortgage agent who can offer strategies for you to save money throughout the life of your mortgage....
by Julie Dugas | Oct 4, 2024 | Blog, Economy, Homeownership
Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your mortgage – as of November 21st, 2024. This change provides added flexibility so your mortgage...
by Julie Dugas | Jul 19, 2024 | Announcements, Finance, Homeownership
Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable. Following are 10 helpful tips to get you started on your homeownership journey as soon as possible. 1....
by Julie Dugas | Jun 21, 2024 | Blog, Homeownership
Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and long-term complications for borrowers. To safeguard against this threat, as a potential homebuyer or mortgage borrower, there are...
by Julie Dugas | Apr 19, 2024 | Blog, Homeownership
April 2024 has been an active month for news impacting mortgage borrowers! The 2024 federal budget contained some benefits for first-time homebuyers, which is a step in the right direction. In addition, the federal government announced big plans the mortgage industry...
