by Julie Dugas | Mar 18, 2019 | Blog, Finance
As a first-time homebuyer, you can use all the financial help you can get! That’s why it’s important to be aware of the various programs available to offset homebuying costs as well as help fund your down payment, which can prove challenging. 5 Key Programs to Keep in...
by Julie Dugas | Mar 1, 2019 | Blog, Finance
Debt is a big concern for many Canadians, especially since the cost of living is often rising quicker than our salaries. Although we do our best to be fiscally responsible and smart money managers, it isn’t always easy. Unforeseen circumstances and life situations...
by Julie Dugas | Sep 18, 2018 | Blog, Finance
If you’ve missed a payment on your credit card (or line of credit) and you’re wondering how this will impact your creditworthiness down the road, this article is for you. But before we get started, if you have an overdue balance on any of your credit cards...
by Julie Dugas | Aug 7, 2018 | Blog, Finance, Homeownership, Mortgage
This should come as no surprise, but sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. The key here is to get...
by Julie Dugas | Jul 31, 2018 | Announcements, Blog, Finance, Mortgage
Along with employment stability, and downpayment/equity, your credit score and how you manage your credit is a huge factor in qualifying for a mortgage. If you want the best interest rates available on the market, the higher your credit score the better. However, if...
by Julie Dugas | Jul 3, 2018 | Blog, Finance, Guest Post
For parents who have the means to help their kids buy a home in today’s pricey environment, gifting money towards a down payment is one of the best way to do it. In February 2018, the Financial Post ran a story about adults still living with their parents. The figures...
