by Julie Dugas | Apr 3, 2020 | Blog, Economy, Finance, Mortgage
It’s a harsh reality that COVID-19 has left many people facing significant financial hardship. In an effort to alleviate some of this burden, the government is working at all levels to provide relief measures to assist those who are most vulnerable. Many...
by Julie Dugas | Mar 27, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
Over the past few weeks, the world as we know it has been changing at a rapid pace. Phrases like ‘self-isolation’, ‘social distancing’ and ‘flattening the curve’ have become a part of our daily lingo. We’re being asked to stay home, schools and attractions are closed,...
by Julie Dugas | Mar 20, 2020 | Blog, Economy, Homeownership, Mortgage
Choosing the mortgage term that’s right for you can be challenging for even the savviest of homebuyers, as terms typically range from six months up to 10 years. By understanding mortgage terms, you can save the most money and choose the term that’s best suited...
by Julie Dugas | Mar 13, 2020 | Announcements, Blog, Economy, Homeownership, Mortgage
Concern surrounding coronavirus – COVID-19 – has led to a crash in oil prices and economic uncertainty surrounding capital markets, which has resulted in most Canadian banks significantly reducing both fixed- and variable-rate mortgage rates. Around the world...
by Julie Dugas | Feb 7, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
You’ve found the home of your dreams and you’re ready to present your offer to the seller. You know the dollar amount you want to include and you’re hoping it gets accepted but, before you start embracing your new community and dreaming of backyard BBQs, you’ll want...
by Julie Dugas | Jan 24, 2020 | Blog, Economy, Finance, Homeownership, Mortgage
In 2017, the federal government announced a set of strict mortgage qualification rules including the much-talked about, and often-debated, stress test. Implemented for federally regulated lenders, the stress test was created to help alleviate overheating housing...
