by Julie Dugas | Jan 7, 2022 | Blog, Economy, Homeownership, Mortgage
For its final announcement of the year – on December 8th, 2021 – the Bank of Canada (BoC) maintained its target overnight interest rate at 0.25% with the expectation that a rate hike would occur in the second or third quarter of 2022, possibly in time for the spring...
by Julie Dugas | Nov 19, 2021 | Blog, Economy, Finance, Mortgage
If you’re in the market to buy a home and wondering about the first step, start by creating a comprehensive checklist to help navigate the process and ensure you’re prepared for everything that’s involved. One of the items that should appear towards the top of that...
by Julie Dugas | Nov 5, 2021 | Blog, Economy, Homeownership
They say that money doesn’t grow on trees but, over the last 20 months, it started to feel as though maybe it did. If you were one of thousands of Canadians who thought of building a new house or renovating your existing home after the global pandemic hit, you know...
by Julie Dugas | Oct 1, 2021 | Blog, Economy, Homeownership, Mortgage
For most people, the pursuit of homeownership is a journey worth taking, but the requirements for making it to the finish line can prove difficult. This holds true during normal circumstances but, in the midst of a global pandemic, the process has become even more...
by Julie Dugas | Jun 18, 2021 | Blog, Economy, Homeownership, Mortgage
As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments. In simple terms, a mortgage refinance involves breaking your current loan agreement...
by Julie Dugas | May 21, 2021 | Blog, Economy, Finance, Homeownership
In today’s unconventional housing market, where inventory is low, coMortgage Preapproval doesn’t Guarantee Final Approvalmore important. In the face of multiple offers and fast-paced decisions, having a preapproval in hand provides better leverage with sellers,...
